Printable Sinking Funds Tracker

Printable sinking fund tracker for savings goals

This sinking fund tracker starts with five details about one savings fund: the fund, goal amount, goal end date, start date and date completed. Below that, a ledger logs each deposit & withdrawal.

Sections on the sinking funds template

The top of the sheet holds the goal details you fill in once, when you open a new fund.

• Fund
• Goal amount
• Goal end date
• Start date
• Date completed

The sinking fund section below it covers six items:

• Monthly contributions
• Date
• Starting amount
• Deposit
• Withdrawal
• Balance

How to fill in the sinking fund tracker

Write in the fund and goal amount first. Then add a start date and a goal end date, and divide the goal amount by the months between them to get the figure for monthly contributions. If you've already set some money aside, it goes under starting amount.

Each time you pay into the fund, log the date and the deposit; when you spend from it on the bill it was saved for, log the withdrawal, then update the balance. Once the balance matches the goal amount, write in the date completed.

Who uses a sinking funds tracker

Sinking funds suit costs you can see coming months ahead, such as car insurance renewals, holiday gifts, school trips or a replacement laptop. Print a sheet for each fund in its own color. That keeps the car fund and the gift fund apart in one binder.

Sizes & colors

You'll download a zipped folder of PDF files in A4 and US Letter sizes. Each version comes in 8 colors:

• Red
• Orange
• Yellow
• Green
• Blue
• Pink
• Purple
• Grey

Related personal finance printables

• Savings tracker printable for every transaction in and out of your bank account
• Printable debt snowball tracker, with interest rate, minimum payment and due date for each debt
• Monthly bill organiser printable with a January to December checklist for each bill
• Printable balance sheet template listing date, description, withdrawal or deposit and final balance

Browse the full personal finance collection for budget, bill and savings sheets.

Instant digital download; nothing is shipped. PDF files aren't editable. For personal use only; please don't redistribute or resell. © Plan Print Land

All products in this store are digital; no physical products will be shipped.

Printables on this site are for personal use only. You may not alter, redistribute, or resell them for monetary gain. You can read the full set of terms and conditions here.

Due to the range of technology now available, we are unable to provide any technical help at this time.

If you are having any trouble, please do not hesitate to reach out either through my shops form or via my email. I can email files at any point!

File Format

Most of our products are delivered to you in a ZIP file. Within this zipped file, your printables will be in .PDF format. The PDF files you receive will be non-editable, and are designed to be printed as is. 

A PDF viewer is required to open, view and print the items. Most computers today come pre-loaded with Adobe Reader. If your computer does not have it installed, you can download it here for free.

It is recommended that you purchase on a computer (windows/mac), rather than a mobile device or tablet. Most mobile devices such as phones and ipads, do not allow for downloading through a link.

Unzipping a compressed file

On a laptop or PC - Save the folder to your computer. Double clicking the compressed file will work in most situations. If not, right-click and select, "Extract All. If you would then like the files on. your mobile device, you can add them to iCloud or Dropbox. Sometimes, apps on your browser may affect the download process. If this occurs, please try using a different browser.

On a mobile device – Most mobile devices will require a special app to extract the files from a compressed folder. For this reason we suggest against using these devices. If you require an app, we recommend "File explorer Free to unzip the compressed file. Using the file explorer app, you can extract the files and save onto your mobile device. Some mobile devices allow you to long press the zipped file icon and then click "Extract." without downloading a special app first.

If you can't find the file once it's downloaded, try looking in Downloads under my Computer or search the title of the file on your computer for where it could be hiding.